The insurance sector began writing specific K&R policies in the late 1970s.

Global companies typically buy K&R policies without ransomware in mind.

It is the only style other than K&R in widespread use among Java programmers.

K&R is available to buy online as an ebook.

K&R insiders say ultimately paying up is the most reliable way of getting someone back alive.

Still, K&R policies may provide only a quick fix since they were not designed for ransomware.

But as the threat mounts, K&R insurers are at risk from steeper claims than they had anticipated.

AIG has reduced business interruption coverage for K&R policies to a $1 million maximum for cyber extortion events.

Pay-outs on K&R for ransomware attacks may be lower and the policies less suitable than those offered by traditional cyber insurance, insurers say.

While the specification stops short of also standardizing on a bracing style, all source code originating from Sun Laboratories uses the K&R style.