Savvy online shoppers are schooling carsalespeople in the art of the deal.
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Direct commission payments by finance companies to the carsalespeople who sell finance deals with the vehicle have been outlawed by the Revenue Commissioners.
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Mr Jefferies says about 11,000 jobs will be affected, but he admits it's wider economic activity, like carsalespeople.
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Have patience Carsalespeople are trained to be hard closers.