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A slowing economy gives China's leaders good reasons to speed up financialliberalisation, which would benefit foreign banks.
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The narrower spread and rate flexibility contributes to a helpful sort of financialliberalisation, forcing banks to become more efficient and more commercial.
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For many Democrats, Mr Summers is responsible for the financialliberalisation that led, in their view, to the crisis of 2007-09.
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Financialliberalisation, something the country has hitherto shied away from, could help fill the gap.