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For many, however, the main attraction will be the interest- free overdraft.
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He says: The biggest mistake I made in freshers' week was treating my interest- free overdraft as free money.
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Customers who have already arranged an interest- free overdraft and are still struggling can request another one of up to £500.
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Anyone with a reasonable credit rating, and regular income, could get that money for a month for free on a credit card or interest- free overdraft.
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Customers who have yet to request a payment freeze, or an arranged interest- free overdraft up to £500, can apply for one until 31 October.
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At Ulster Bank interest- free overdrafts of up to £300 are available to full-timethird-levelstudents.
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One key feature of the U First account is an automatic £250 interest-freeoverdraft facility.
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All offer interest- free overdrafts for amounts ranging from £500 to £3,000 depending on what year the student is in.